Plano Electricity Rates & Provider Reviews

Rates updated

Today's lowest 12-month fixed rate in Plano is 12.0¢/kWh at 1,000 kWh, and the average flat fixed rate is 13.3¢. We review Plano electricity plans and recommend the best fit for how you use electricity.

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Current Plano Electricity Rates

Compare current Plano electricity rates by usage and plan type. Rates shown are for the Oncor service area. We recommend straightforward fixed-rate plans of 12 months or longer, and we generally steer customers away from bill-credit and short-term plans.

Monthly usage
Plan type

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Oncor service area · Rates at 1,000 kWh

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How to Shop for Electricity in Plano

Shopping for electricity in Plano means comparing more than the lowest advertised rate. The right plan depends on how much electricity you use, how the plan is structured, the provider behind it, and the terms you're agreeing to.

  1. 01

    Know how much electricity you use

    Start with your home's actual electricity usage. A plan that looks inexpensive at 1,000 kWh may cost considerably more if your home typically uses 500 or 2,000 kWh.

  2. 02

    Look beyond the advertised rate

    Check how the plan works, not just the rate shown in the comparison table. Bill credits, usage requirements, and time-of-use pricing can make the effective price change significantly depending on how you use electricity.

  3. 03

    Compare the provider and contract terms

    Price matters, but so do the provider and the contract. Consider provider quality, contract length, early termination fees, and what happens when the initial term ends.

  4. 04

    Choose the plan that fits your home

    The cheapest advertised plan is not automatically the best plan. Compare the options that fit your actual usage and prioritize straightforward pricing and terms you understand.

Read our complete guide to choosing a Texas electricity plan

Our recommendations

Best Electricity Plans in Plano

There isn't one electricity plan that's best for every Plano home. We look at pricing structure, current rates, and provider quality to identify the plans worth considering for different types of customers.

  • Lowest Flat Fixed RateOur pick
    Finding current plan…
    Rate at 1,000 kWh: —

    Straightforward fixed-rate pricing without depending on a bill-credit threshold, making it a more predictable option when monthly usage varies.

  • Lowest Bill-Credit Option
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    Rate at 1,000 kWh: —

    Offers a very low rate when your usage qualifies for the bill credit, but we generally prefer straightforward pricing unless your usage consistently fits the credit structure.

  • Best Long-Term Fixed Rate
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    Rate at 1,000 kWh: —

    A longer-term fixed-rate option for customers who prefer straightforward pricing and want to lock in their rate for longer.

Oncor service area · Rates at 1,000 kWh

Not sure which plan type is best for your home? See which plan types we recommend

Market benchmark

Average Plano Electricity Rate

Live Plano rate data is being refreshed.

Provider evaluations

Best Electricity Providers in Plano

Plano customers can choose from dozens of retail electricity providers, all delivered by Oncor. These are six we consider worth evaluating, each with a distinction drawn from our own review of pricing, transparency, customer experience, and renewal practices.

Grades last reviewed November 3, 2026. How we grade

See all provider reviews

Plan types

Compare Plano Electricity Plans

Plano electricity plans can be structured very differently. The lowest advertised rate is not always the lowest-cost option for your home, so compare how each plan works before choosing one.

  • Flat Fixed-Rate Plans

    One rate that applies at every usage level, with no bill-credit thresholds or time-of-day pricing: the most predictable structure and the easiest to compare. It's a solid default for most Plano homes. The tradeoff is that the flat rate often isn't the lowest number you'll see advertised.

  • Bill Credit Plans

    These apply a credit when your monthly usage lands in a set range, which can produce a very low effective rate at that level. They can suit homes with steady, predictable usage that reliably hits the credit. The risk is that your effective rate can rise sharply in any month your usage falls outside the qualifying range.

  • Time-of-Use Plans

    Prices or credits depend on when you use electricity, for example free nights or weekends. They can pay off for households that can shift meaningful usage, like EV charging or laundry, into the discounted window. The tradeoff is higher pricing the rest of the day, so the savings only appear if your habits match the plan.

  • Renewable Energy Plans

    Backed by renewable energy, and available across fixed, bill-credit, and time-of-use structures. They're a fit if sourcing your electricity from renewables matters to you. Keep in mind that “renewable” describes the energy source, not the price, so still compare the underlying pricing structure. Renewable doesn't necessarily mean inexpensive.

Learn how we evaluate Texas electricity plans

Local market

Why Plano Electricity Is Different

Plano is a largely built-out suburb of single-family homes, many of them large two-story houses. Usage, not the advertised rate, decides which plan costs least here.

  • Larger homes

    Many Plano homes are larger than the Texas average, and two-story houses often run more than one air conditioner. Summer months can land well above 1,000 kWh, so compare the 2,000 kWh rate.

  • Pools and irrigation

    Pool pumps and sprinkler systems add steady usage through the warm months, which raises your typical monthly kWh and changes which plans fit.

  • Electric vehicles

    More Plano households charge an EV at home. Overnight charging can make a time-of-use plan worth a look, but only if most of the extra usage really shifts to the discounted hours.

  • Winter usage

    North Texas winters bring hard freezes, and homes heated with electricity can see a second usage peak in January and February.

Local utility

Oncor in Plano

Oncor is the transmission and distribution utility for Plano. You choose a retail electricity provider that sets your rate and plan; Oncor delivers the electricity over its poles and wires and restores power after outages, no matter which provider you pick. That is why the plans and rates on this page are shown for the Oncor service area.

Current Oncor Delivery Charges

Oncor's regulated delivery charges are included in your electricity bill regardless of which retail electricity provider you choose.

Monthly charge
$4.06per month
Delivery charge
6.8673¢per kWh

Current as of October 2026

Oncor (the utility)

  • Delivers electricity and maintains the local grid
  • Owns the poles, wires, and your meter
  • Restores power during outages
  • Charges the same delivery fees for every provider

Your retail provider

  • Sets your electricity rate and plan
  • Handles your billing and customer service
  • Competes on price, term, and plan features
  • Charges the energy rate you shop for

Report outages to Oncor, not your retail provider. Because Oncor's delivery charges differ from other Texas utilities, the same provider can quote a different price in Plano than in Houston or Corpus Christi. More on Oncor

Switching Providers Doesn't Change Your Utility

When you switch electricity providers in Plano, Oncor continues delivering your electricity, maintaining the local grid, and restoring power during outages. Your new retail provider handles the switch, so there is typically no interruption in service.

Learn how to switch electricity providers

Moving

Moving to Plano? Here's What to Know About Electricity

Most Plano residents can choose their retail electricity provider, while Oncor delivers the power to your home no matter which provider you pick. You can set up service before you move in. Here is the short version.

  • You choose the provider. Plano is part of the deregulated Texas market, so you compare and pick a retail electricity provider. Oncor still delivers the power to your address no matter which one you choose.
  • Set up service before move-in. You can generally select a provider and schedule your start date ahead of time, so the electricity is on when you arrive instead of being a last-minute scramble.
  • Match the plan to your usage. Choose based on how your new home actually uses electricity, not simply the lowest advertised rate.

Plano Electricity FAQs

Personalized electricity guidance

Not Sure Which Plano Plan Is Right for You?

We'll compare today's Plano plans against your usage and email you a personalized recommendation. Free, with no obligation and no sales pressure.

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