McKinney Electricity Rates & Provider Reviews

Provider evaluations

Best Electricity Providers in McKinney

McKinney customers can choose from dozens of retail electricity providers, all delivered by Oncor. These are six we consider worth evaluating, each with a distinction drawn from our own review of pricing, transparency, customer experience, and renewal practices.

Plan types

Compare McKinney Electricity Plans

McKinney electricity plans can be structured very differently. The lowest advertised rate is not always the lowest-cost option for your home, so compare how each plan works before choosing one.

• Flat Fixed-Rate Plans

  One rate that applies at every usage level, with no bill-credit thresholds or time-of-day pricing: the most predictable structure and the easiest to compare. It's a solid default for most McKinney homes. The tradeoff is that the flat rate often isn't the lowest number you'll see advertised.

• Bill Credit Plans

  These apply a credit when your monthly usage lands in a set range, which can produce a very low effective rate at that level. They can suit homes with steady, predictable usage that reliably hits the credit. The risk is that your effective rate can rise sharply in any month your usage falls outside the qualifying range.

• Time-of-Use Plans

  Prices or credits depend on when you use electricity, for example free nights or weekends. They can pay off for households that can shift meaningful usage, like EV charging or laundry, into the discounted window. The tradeoff is higher pricing the rest of the day, so the savings only appear if your habits match the plan.

• Renewable Energy Plans

  Backed by renewable energy, and available across fixed, bill-credit, and time-of-use structures. They're a fit if sourcing your electricity from renewables matters to you. Keep in mind that “renewable” describes the energy source, not the price, so still compare the underlying pricing structure. Renewable doesn't necessarily mean inexpensive.

Local market

Why McKinney Electricity Is Different

McKinney is one of the fastest-growing cities in North Texas, with new subdivisions on its north and west sides alongside the older neighborhoods near downtown.

• Check your utility first

  Some neighborhoods on the edges of McKinney are served by electric cooperatives instead of Oncor. Most cooperatives have not opted into retail choice, so confirm your utility before you shop.

• New construction

  A new home has no usage history to compare plans against. A straightforward fixed-rate plan is the safest start until you have a few months of bills.

• Older homes near downtown

  Older houses can be less efficient to cool and heat than new construction, which pushes usage up in both summer and winter.

• Summer and winter peaks

  Summer air conditioning drives the biggest bills, and homes with electric heat can see a second peak during winter cold snaps.

Local utility

Oncor in McKinney

Oncor is the transmission and distribution utility for most McKinney homes. You choose a retail electricity provider that sets your rate and plan; Oncor delivers the electricity over its poles and wires and restores power after outages, no matter which provider you pick. That is why the plans and rates on this page are shown for the Oncor service area.

Report outages to Oncor, not your retail provider. Because Oncor's delivery charges differ from other Texas utilities, the same provider can quote a different price in McKinney than in Houston or Corpus Christi. More on Oncor →

Moving

Moving to McKinney? Here's What to Know About Electricity

Most McKinney residents can choose their retail electricity provider, while Oncor delivers the power to your home no matter which provider you pick. You can set up service before you move in. Here is the short version.

• You choose the provider. McKinney is part of the deregulated Texas market, so you compare and pick a retail electricity provider. Oncor still delivers the power to your address no matter which one you choose.
• Set up service before move-in. You can generally select a provider and schedule your start date ahead of time, so the electricity is on when you arrive instead of being a last-minute scramble.
• Match the plan to your usage. Choose based on how your new home actually uses electricity, not simply the lowest advertised rate.

McKinney Electricity FAQs